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Online Shopping Safety Checklist


With more online stores popping up every day, it's important to know the difference between Web sites that can provide a safe, reliable online shopping experience and those that may give you a headache during the holiday season. To distinguish between these stores and know whom you can trust, here is a checklist of what you should expect to find for safe Internet shopping:

  • A secure site that protects you by encrypting your credit card information during your checkout. This is done when a site's URL address begins with "https://" when you are asked to enter your credit card number or other personal information. Also, if you use Internet Explorer as your browser, you will see a closed lock at the bottom of your screen when you are on secure pages; on Netscape, the symbol that is used is an unbroken key.
  • Extensive contact information that includes a phone number, fax number, e-mail address and standard mailing address. This is especially important when it comes to companies you have not heard of or shopped at in the past.
  • A stated privacy policy that emphasizes the protection of your personal information from other individuals or companies.
  • A specific policy for returns and refunds. This area of the site should include a satisfaction guarantee.
  • Clearly stated shipping charges for purchases to eliminate unwelcome surprises.  Be aware of the requirements for guarantees such as free shipping or next-day delivery.
  • A customer registration or sign-up page that doesn't require you to provide your Social Security number or information about your bank account.
  • An expected delivery date that is stated when you make a purchase.  When ordering online, you have the right to know if there are any delays and to decide whether you wish to accept the delay or cancel the order.
  • A purchase order or confirmation number for your transaction so you can refer to it in the event of any problems. This information should be printed out every time you place an order.


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